My Finance App

A demo with an invented household, as on 31 Oct 2026. Anyone with the link can look and change things; it starts again every night.

Spare Money available now

1,275.95 AUD

Above your warning level of 1,500.00 AUD.

Planned Spare Money4,314.57
Spent from Spare Money−178.00
Total Spare Money remaining4,136.57

Available now is planned Spare Money for the year to date, less everything above that has used it. Overspending in any category comes out of Spare Money until its budget is raised. Spending paid from a pot never counts.

See the Spare Money spending in the ledger

Categories

Spending to date against the budget to date, as of 31 Oct 2026.

Spent Under budget so far Over budget so far Rest of the year

Pot lines are the other way round: red is underpaid, green is paid ahead.

Spent / year's budget. The budget to date is the year's budget spread evenly by day. Pot spend is paid from a pot and doesn't use the budget; total spend (direct + pot) is the figure for next year's estimates.

Pots

The figure on the right is the pot's value now. Withdrawals are made up by next year's plan.